Unless you have ample time and experience, a buyer's agent can save you thousands of dollars and relieve worry. Though commissions are negotiable, typically you can expect 3%. Many times your representing agent can negotiate The Sellers to pay your agent's commission out of their proceeds at closing.
You must enter into an agreement with the agent and their brokerage by signing a BUYER AGENCY contract in which all terms and representation declarations are spelled out.
Unless you are experienced in purchasing homes on a regular basis, (several a year) it is good to be represented to make sure you are paying a fair market price and to have someone with experience negotiate price, concessions, and appraisal/inspection issues. Remember - the Realtor you call on a yard sign of a house represents the SELLER'S interest, not yours.
CONVENIENCE. When viewing homes, your Buyer's agent has access to all homes listed in the MLS, making it simple for him/her set up private appointments to view at your convenience.
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